Startup Loans Ghana
Perfect for new businesses looking to launch their operations with initial capital in Ghana.
- • ₵5,000 - ₵50,000
- • 12-24 months repayment
- • Business plan required
- • Mentorship included
Business Loans Ghana
Fuel your business growth with competitive loans designed for entrepreneurs and small businesses in Ghana.
Grow Your Business with ESBA Ghana
As a member of the Entrepreneurs and Small Business Alliance (ESBA) Ghana, you gain access to competitive business loans tailored specifically for small businesses and entrepreneurs in Ghana and Accra.
Our business loan program is designed to provide the capital you need to expand operations, purchase equipment, manage cash flow, or take advantage of new opportunities in Ghana's growing economy. We understand the unique challenges faced by small businesses in Ghana and offer flexible solutions to help you succeed.
Loan amounts from ₵5,000 to ₵500,000
Competitive interest rates starting from 18% annually
Flexible repayment terms up to 36 months
Quick approval within 5-7 business days
Types of Business Loans in Ghana
Growth Loans Ghana
Expand your existing business with capital for equipment, inventory, or new locations in Ghana.
- • ₵20,000 - ₵200,000
- • 18-36 months repayment
- • Business history required
- • Flexible collateral options
Inventory Financing
Stock up on inventory for peak seasons or special orders with short-term financing.
- • ₵10,000 - ₵100,000
- • 6-18 months repayment
- • Fast approval process
- • Seasonal payment options
Equipment Loans
Purchase machinery, vehicles, or technology to improve your business operations.
- • ₵15,000 - ₵300,000
- • 24-48 months repayment
- • Equipment as collateral
- • Maintenance support
Working Capital
Manage cash flow gaps and cover operational expenses during slow periods.
- • ₵5,000 - ₵150,000
- • 6-24 months repayment
- • Quick disbursement
- • Revenue-based options
Commercial Real Estate
Purchase or refinance commercial property for your business operations.
- • ₵100,000 - ₵2,000,000
- • 60-180 months repayment
- • Property as collateral
- • Professional valuation
Simple Application Process
1
Apply Online
Complete our simple online application form with your business details.
2
Document Review
Submit required documents and our team reviews your application.
3
Approval
Get approved within 5-7 business days with competitive terms.
4
Fund Disbursement
Receive your funds and start growing your business immediately.
Eligibility Requirements
ESBA Membership
Active membership in the ESBA community
Business Registration
Valid business registration or intent to register
Financial Records
Basic financial statements or business projections
Identification
Valid Ghana Card or passport
Required Documents
Business Plan
Detailed business plan or project proposal
Bank Statements
6 months of business or personal bank statements
Tax Records
Recent tax returns or tax clearance certificate
Collateral Documents
Property deeds or asset documentation if applicable
Ready to Grow Your Business?
Join ESBA today and unlock access to competitive business loans designed for your success.